Yes. In fact, much of the damage that you see to a roof throughout the year is caused by high winds and hail, and other types of storms as well. Wind storms cause damage by deteriorating shingles, lifting them up, puncturing them, and blowing them off the roof completely, leaving open spaces for water to leak in. Strong winds can also blow debris down onto your roof and cause damage that way. This damage isn’t always obvious, especially when it comes to the crevices in your roof where you can get missing flashing. Hail damage often happens in the spring and fall. Hail affects the entire surface area of your roof and leaves behind dings, dents, and holes that may go undetected for a while. Exposed fiberglass mat and cracks in shingles are a couple of signs of hail damage. Another type of storm damage comes from rain. This is very common and very destructive. Water is the enemy of your roof. Storms cause leaks and exposed internal layers of roofing are then susceptible to moisture. This is when problems start to happen. You may see mold or rot in your roof, and you may also start to see structural damage on the inside of your home. This is a good indication that your roof needs to be replaced. Sometimes storm damage can be obvious. You may notice wet walls or broken or damaged flashing. Look at the condition of the shingles. Missing shingles are easy to spot, but also look for any granule buildup on the shingles. Look for loose or peeling sealant and water damage in your attic or along the ceiling of your home. Winter storms can cause a lot of damage as well by leaving ice dams. An ice dam is a buildup of ice, often indicated by icicles hanging from your roof. This happens when the snowmelt reaches the eaves of the roof and stays there to freeze. Ice dams can rip off gutters, loosen shingles, and cause water to back up and spill into the house. The ceilings sag, the insulation in the attic gets all soggy, and mold and mildew start to grow. It may even go so far as to start the interior paint peeling and the floors to warp. Winter ice dams are often the cause of the need to replace an entire roof. It’s important to catch them early and do what you can do to fix it, fast.
If I think I have storm damage, who is the best person to call?
You need to call the roofer before the insurance company so that they can do an inspection. We’ll come to your home to do a free evaluation of the damage to see what needs to be done, whether it be a small repair or an entire roof replacement.
What is the process like to process an insurance claim?
Each insurance company works sets its own timeframe. I’ve seen roofing claims that have gone start to finish and get done in a couple of days, and I have seen those that take up to two months. Insurance companies typically try to send their adjusters out within two weeks to take a look at the damage. Sometimes all the paperwork and the payment process can take up to an extra couple of weeks or even an extra month or month and a half. It just varies.
Is it better to repair or replace the roof once the claim is validated?
We will negotiate with the insurance adjuster to get as much as the roof replaced as we can for you. Sometimes the adjusters come back and only authorize a small part of the roof to be redone if the damage is minor. It just depends on what’s going on and what happened.
Will a repaired roof last as long as an original roof?
Most repairs that we do will last as long as the entire roof does. We warranty all of our roofing repair areas for a certain amount of time. When you have a repair done on your roof, you will notice some discoloration and inconsistent coloring of your shingles. This is because the old shingles have already faded in the sun and your new shingles will be a different shade even if they are the same color as the older ones. Sometimes, if it has been too long since your roof has been redone, the color that your old shingles came in may not be available anymore, so we’ll have to go with a color that is similar but not the same. In some cases, color consistency on a roof is important to a homeowner. This could be because the home sits in clear view of passers-by, or maybe they plan on selling their home in the next few years. If color consistency is important to you, then you may want to consider doing a complete roof replacement to preserve it.
Will the repaired area be obvious?
It is most likely that you will be able to see the roof repair after it’s done. Depending on the type of repair your roof needs, we will have to remove old shingles and replace them with new ones. In many cases, the repair will be visible because of the fading of the old shingles. The new shingles are going to be brighter and more distinctive.